--- title: Process Payments Using ACH description: Knowledge Base --- [Skip to content](https://help.artcloud.com/knowledge/ach-payment#main-content) English - United States Show submenu for translations [Submit a Support Ticket](https://help.artcloud.com/knowledge/kb-tickets/new?hsLang=en-us) [![ArtCloud Full Combo Logo-4](https://help.artcloud.com/hs-fs/hubfs/ArtCloud%20Full%20Combo%20Logo-4.png?width=250&height=75&name=ArtCloud%20Full%20Combo%20Logo-4.png)](https://www.artcloud.com) Open main navigation Close main navigation - English - United States Show submenu for translations - [Submit a Support Ticket](https://help.artcloud.com/knowledge/kb-tickets/new) - [Login](https://hello.artcloud.com/login) [Login](https://hello.artcloud.com/login) How can we help you? - There are no suggestions because the search field is empty. 1. [ArtCloud Knowledge Base](https://help.artcloud.com/knowledge?hsLang=en-us) 2. [ArtCloud Manager - Invoices](https://help.artcloud.com/knowledge/artcloud-manager-invoices?hsLang=en-us) 3. [Invoice Record - Payments](https://help.artcloud.com/knowledge/artcloud-manager-invoices?hsLang=en-us#invoice-record-payments) July 15, 2026 # Process Payments Using ACH ## The ACH Feature allows you to enable ACH payments (and/or Credit Card payments) on remote invoices that you send out. ACH payments are processed through Stripe and a third party ACH verifier called Plaid. **NOTE:** ArtCloud charges a 1% fee (up to a total of $10) for each ACH transaction. ### Enabling ACH Payments ACH payment capability is included with ArtCloud's Manager Enterprise account level. To request access or learn more, contact support@artcloud.com.    ### Configuring Default Payment Options To set your default invoice remote pay option to ACH, first navigate to your **Account Settings** by clicking on your profile at the bottom left of the page. ![account settings ach](https://help.artcloud.com/hs-fs/hubfs/Knowledge%20Base%20Import/account%20settings%20ach.png?width=688&name=account%20settings%20ach.png) Next, navigate to the **Collateral Style** menu. ![ach only](https://help.artcloud.com/hs-fs/hubfs/Knowledge%20Base%20Import/ach%20only.png?width=688&name=ach%20only.png) On the drop-down **Default Invoice Remote Pay Options**, select **ACH Only**. The **ACH Only** selection sets ACH payments as the default that all remote invoices start with. However, you can still change the payment options for individual invoices. ### On the Invoice Overlay You will now see the remote pay icon is displayed on the right column and default enabled payment options for this account are shown highlighted in blue. Clicking on that block will give a pop-out where you can select the options you want on this invoice. ![select ach](https://help.artcloud.com/hs-fs/hubfs/Knowledge%20Base%20Import/select%20ach.png?width=688&name=select%20ach.png) ### Customer Experience Now, on the Remote Pay invoice, customers will see payment button(s) according to your selections on the Invoice Overlay: CC only, ACH only, or both. In this example, they can choose between the two.![preview-1](https://help.artcloud.com/hs-fs/hubfs/Knowledge%20Base%20Import/preview-1.png?width=688&name=preview-1.png) Clicking on “Pay with ACH” will take them into a flow powered by Plaid that has them select their bank and connect automatically with their bank login details to authenticate the transaction. ![three steps](https://help.artcloud.com/hs-fs/hubfs/Knowledge%20Base%20Import/three%20steps.jpg?width=688&name=three%20steps.jpg) **Note:** Participating banks are managed by Plaid via Stripe, and ArtCloud cannot do anything to add more banks. If the customer's bank isn't listed, you would have to revert to Credit Card or another payment type. With this real-time authentication you can trust that funds are on the way, but it can take a few days to clear the source financial institution and to make it into your bank account. ### Suggested Readings - [How do I enable or disable Stripe payment processing?](https://help.artcld.com/knowledge/payment-processing/how-do-i-enable-payment-processing) - [How do I enable Apple Pay on my website?](https://help.artcld.com/en/knowledge/how-do-i-enable-apple-pay-on-my-website) - [Add or change payment information](https://help.artcld.com/knowledge/add-or-change-my-payment-information)   - [Welcome to ArtCloud](https://help.artcloud.com/knowledge/welcome-to-artcloud?hsLang=en-us#main-content) - [Subscription](https://help.artcloud.com/knowledge/welcome-to-artcloud?hsLang=en-us#subscription) - [Navigation](https://help.artcloud.com/knowledge/welcome-to-artcloud?hsLang=en-us#navigation) - [Records](https://help.artcloud.com/knowledge/welcome-to-artcloud?hsLang=en-us#records) - [Extras](https://help.artcloud.com/knowledge/welcome-to-artcloud?hsLang=en-us#extras) - [Getting Started Series](https://help.artcloud.com/knowledge/getting-started-series?hsLang=en-us#main-content) - [Manager](https://help.artcloud.com/knowledge/getting-started-series?hsLang=en-us#manager) - [Website Builder](https://help.artcloud.com/knowledge/getting-started-series?hsLang=en-us#website-builder) - [ArtCloud for Artists](https://help.artcloud.com/knowledge/artcloud-for-artists?hsLang=en-us#main-content) - [Gallery Connections and Consignments](https://help.artcloud.com/knowledge/artcloud-for-artists?hsLang=en-us#gallery-connections-and-consignments) - [Data Import](https://help.artcloud.com/knowledge/artcloud-for-artists?hsLang=en-us#data-import) - [Account Settings](https://help.artcloud.com/knowledge/artcloud-for-artists?hsLang=en-us#account-settings) - [Account Settings](https://help.artcloud.com/knowledge/account-settings?hsLang=en-us#main-content) - [Profile](https://help.artcloud.com/knowledge/account-settings?hsLang=en-us#profile) - [Billing & Subscription](https://help.artcloud.com/knowledge/account-settings?hsLang=en-us#billing-subscription) - [Locations](https://help.artcloud.com/knowledge/account-settings?hsLang=en-us#locations) - [Configuration](https://help.artcloud.com/knowledge/account-settings?hsLang=en-us#configuration) - [Email Templates](https://help.artcloud.com/knowledge/account-settings?hsLang=en-us#email-templates) - [Collateral Style](https://help.artcloud.com/knowledge/account-settings?hsLang=en-us#collateral-style) - [Stripe Integration](https://help.artcloud.com/knowledge/account-settings?hsLang=en-us#stripe-integration) - [Other Integrations](https://help.artcloud.com/knowledge/account-settings?hsLang=en-us#other-integrations) - [User Management](https://help.artcloud.com/knowledge/account-settings?hsLang=en-us#user-management) - [Data Import](https://help.artcloud.com/knowledge/account-settings?hsLang=en-us#data-import) - [Tag Management](https://help.artcloud.com/knowledge/account-settings?hsLang=en-us#tag-management) - [Batches](https://help.artcloud.com/knowledge/account-settings?hsLang=en-us#batches) - [Merge Contacts](https://help.artcloud.com/knowledge/account-settings?hsLang=en-us#merge-contacts) - [Blocked Emails](https://help.artcloud.com/knowledge/account-settings?hsLang=en-us#blocked-emails) - [ArtCloud Website Builder](https://help.artcloud.com/knowledge/artcloud-website-builder?hsLang=en-us#main-content) - [Understanding the Website Builder](https://help.artcloud.com/knowledge/artcloud-website-builder?hsLang=en-us#understanding-the-website-builder) - [Design](https://help.artcloud.com/knowledge/artcloud-website-builder?hsLang=en-us#design) - [Pages](https://help.artcloud.com/knowledge/artcloud-website-builder?hsLang=en-us#pages) - [Blocks / Snippets](https://help.artcloud.com/knowledge/artcloud-website-builder?hsLang=en-us#blocks-snippets) - [Resource Templates - Artist Profile](https://help.artcloud.com/knowledge/artcloud-website-builder?hsLang=en-us#resource-templates-artist-profile) - [Resource Templates - Inventory Detail](https://help.artcloud.com/knowledge/artcloud-website-builder?hsLang=en-us#resource-templates-inventory-detail) - [Resource Templates - Exhibition Detail](https://help.artcloud.com/knowledge/artcloud-website-builder?hsLang=en-us#resource-templates-exhibition-detail) - [Resource Templates - Header](https://help.artcloud.com/knowledge/artcloud-website-builder?hsLang=en-us#resource-templates-header) - [Resource Templates - Footer](https://help.artcloud.com/knowledge/artcloud-website-builder?hsLang=en-us#resource-templates-footer) - [Other Resource Templates](https://help.artcloud.com/knowledge/artcloud-website-builder?hsLang=en-us#other-resource-templates) - [Inventory Block Configuration](https://help.artcloud.com/knowledge/artcloud-website-builder?hsLang=en-us#inventory-block-configuration) - [Artist Block Configuration](https://help.artcloud.com/knowledge/artcloud-website-builder?hsLang=en-us#artist-block-configuration) - [Exhibition Block Configuration](https://help.artcloud.com/knowledge/artcloud-website-builder?hsLang=en-us#exhibition-block-configuration) - [Blog](https://help.artcloud.com/knowledge/artcloud-website-builder?hsLang=en-us#blog) - [Media](https://help.artcloud.com/knowledge/artcloud-website-builder?hsLang=en-us#media) - [Settings](https://help.artcloud.com/knowledge/artcloud-website-builder?hsLang=en-us#settings) - [Navigation](https://help.artcloud.com/knowledge/artcloud-website-builder?hsLang=en-us#navigation) - [Domains](https://help.artcloud.com/knowledge/artcloud-website-builder?hsLang=en-us#domains) - [Tips and Tricks](https://help.artcloud.com/knowledge/artcloud-website-builder?hsLang=en-us#tips-and-tricks) - [Extras](https://help.artcloud.com/knowledge/artcloud-website-builder?hsLang=en-us#extras) - [ArtCloud Manager - Dashboard](https://help.artcloud.com/knowledge/artcloud-manager-dashboard?hsLang=en-us#main-content) - [Messages](https://help.artcloud.com/knowledge/artcloud-manager-dashboard?hsLang=en-us#messages) - [New Arrivals](https://help.artcloud.com/knowledge/artcloud-manager-dashboard?hsLang=en-us#new-arrivals) - [ArtCloud Manager - Inventory](https://help.artcloud.com/knowledge/artcloud-manager-inventory?hsLang=en-us#main-content) - [Inventory Dashboard](https://help.artcloud.com/knowledge/artcloud-manager-inventory?hsLang=en-us#inventory-dashboard) - [Inventory Record Overview](https://help.artcloud.com/knowledge/artcloud-manager-inventory?hsLang=en-us#inventory-record-overview) - [Inventory Record - Financial](https://help.artcloud.com/knowledge/artcloud-manager-inventory?hsLang=en-us#inventory-record-financial) - [Inventory Record - Uploads](https://help.artcloud.com/knowledge/artcloud-manager-inventory?hsLang=en-us#inventory-record-uploads) - [Inventory Record - Marketplace/Website](https://help.artcloud.com/knowledge/artcloud-manager-inventory?hsLang=en-us#inventory-record-marketplace-website) - [Inventory Record - History](https://help.artcloud.com/knowledge/artcloud-manager-inventory?hsLang=en-us#inventory-record-history) - [Editions](https://help.artcloud.com/knowledge/artcloud-manager-inventory?hsLang=en-us#editions) - [Exhibitions](https://help.artcloud.com/knowledge/artcloud-manager-inventory?hsLang=en-us#exhibitions) - [Quicklists](https://help.artcloud.com/knowledge/artcloud-manager-inventory?hsLang=en-us#quicklists) - [Consignment](https://help.artcloud.com/knowledge/artcloud-manager-inventory?hsLang=en-us#consignment) - [ArtCloud Manager - Artists](https://help.artcloud.com/knowledge/artcloud-manager-artists?hsLang=en-us#main-content) - [Artists Dashboard](https://help.artcloud.com/knowledge/artcloud-manager-artists?hsLang=en-us#artists-dashboard) - [Artist Record - Profile](https://help.artcloud.com/knowledge/artcloud-manager-artists?hsLang=en-us#artist-record-profile) - [Artist Record - Contact](https://help.artcloud.com/knowledge/artcloud-manager-artists?hsLang=en-us#artist-record-contact) - [Artist Record - Consignment](https://help.artcloud.com/knowledge/artcloud-manager-artists?hsLang=en-us#artist-record-consignment) - [Artist Record - Payments](https://help.artcloud.com/knowledge/artcloud-manager-artists?hsLang=en-us#artist-record-payments) - [Artist Record - Marketplace/Website](https://help.artcloud.com/knowledge/artcloud-manager-artists?hsLang=en-us#artist-record-marketplace-website) - [ArtCloud Manager - Invoices](https://help.artcloud.com/knowledge/artcloud-manager-invoices?hsLang=en-us#main-content) - [Invoices Dashboard](https://help.artcloud.com/knowledge/artcloud-manager-invoices?hsLang=en-us#invoices-dashboard) - [Invoice Record - Invoice](https://help.artcloud.com/knowledge/artcloud-manager-invoices?hsLang=en-us#invoice-record-invoice) - [Invoice Record - Payments](https://help.artcloud.com/knowledge/artcloud-manager-invoices?hsLang=en-us#invoice-record-payments) - [Logistics and Purchase Orders](https://help.artcloud.com/knowledge/artcloud-manager-invoices?hsLang=en-us#logistics-and-purchase-orders) - [ArtCloud Manager - Contacts](https://help.artcloud.com/knowledge/artcloud-manager-contacts?hsLang=en-us#main-content) - [Contacts Dashboard](https://help.artcloud.com/knowledge/artcloud-manager-contacts?hsLang=en-us#contacts-dashboard) - [Contact Records](https://help.artcloud.com/knowledge/artcloud-manager-contacts?hsLang=en-us#contact-records) - [Contact Record - Interests](https://help.artcloud.com/knowledge/artcloud-manager-contacts?hsLang=en-us#contact-record-interests) - [Contact Record - Opportunities](https://help.artcloud.com/knowledge/artcloud-manager-contacts?hsLang=en-us#contact-record-opportunities) - [Contact Record - Activities](https://help.artcloud.com/knowledge/artcloud-manager-contacts?hsLang=en-us#contact-record-activities) - [Contact Record - Purchase History](https://help.artcloud.com/knowledge/artcloud-manager-contacts?hsLang=en-us#contact-record-purchase-history) - [Contact Record - Financial](https://help.artcloud.com/knowledge/artcloud-manager-contacts?hsLang=en-us#contact-record-financial) - [Audiences - ArtCloud Marketing](https://help.artcloud.com/knowledge/artcloud-manager-contacts?hsLang=en-us#audiences-artcloud-marketing) - [ArtCloud Manager - Sales & Marketing](https://help.artcloud.com/knowledge/artcloud-manager-sales-marketing?hsLang=en-us#main-content) - [Private Views](https://help.artcloud.com/knowledge/artcloud-manager-sales-marketing?hsLang=en-us#private-views) - [To-Dos](https://help.artcloud.com/knowledge/artcloud-manager-sales-marketing?hsLang=en-us#to-dos) - [Campaigns - ArtCloud Marketing](https://help.artcloud.com/knowledge/artcloud-manager-sales-marketing?hsLang=en-us#campaigns-artcloud-marketing) - [Promo Codes](https://help.artcloud.com/knowledge/artcloud-manager-sales-marketing?hsLang=en-us#promo-codes) - [Opportunities - ArtCloud Sales](https://help.artcloud.com/knowledge/artcloud-manager-sales-marketing?hsLang=en-us#opportunities-artcloud-sales) - [ArtCloud Manager - Analytics](https://help.artcloud.com/knowledge/artcloud-manager-analytics?hsLang=en-us#main-content) - [Analytics Overview](https://help.artcloud.com/knowledge/artcloud-manager-analytics?hsLang=en-us#analytics-overview) - [Sales Over Time](https://help.artcloud.com/knowledge/artcloud-manager-analytics?hsLang=en-us#sales-over-time) - [Payments](https://help.artcloud.com/knowledge/artcloud-manager-analytics?hsLang=en-us#payments) - [Taxes](https://help.artcloud.com/knowledge/artcloud-manager-analytics?hsLang=en-us#taxes) - [Artist/Consigner Payments](https://help.artcloud.com/knowledge/artcloud-manager-analytics?hsLang=en-us#artist-consigner-payments) - [Commission](https://help.artcloud.com/knowledge/artcloud-manager-analytics?hsLang=en-us#commission) - [The ArtCloud Marketplace](https://help.artcloud.com/knowledge/the-artcloud-marketplace?hsLang=en-us#main-content) - [Marketplace](https://help.artcloud.com/knowledge/the-artcloud-marketplace?hsLang=en-us#marketplace) - [Privacy and Terms](https://help.artcloud.com/knowledge/privacy-and-terms?hsLang=en-us) - [ArtCloud Announcements](https://help.artcloud.com/knowledge/artcloud-announcements?hsLang=en-us) [![Logo\_Signifer\_Graphite\_CMYK](https://help.artcloud.com/hs-fs/hubfs/Logo_Signifer_Graphite_CMYK.png?width=63&height=73&name=Logo_Signifer_Graphite_CMYK.png "Logo_Signifer_Graphite_CMYK")](https://www.artcloud.com) Copyright © 2026, Artlogic Media Limited