For accounts that have integrated Stripe for payment processing, the following fees and terms apply.
Quick Jump To Guide:
Stripe Standard Application Fee
Stripe Express Processing Fees (Card Not Present)
Stripe Express Processing Fees (Terminal/M2 Reader - Card Present)
Affirm | Buy Now, Pay Later (via Stripe) - Processing Fees
IMPORTANT: ArtCloud is no longer offering new Stripe Express Integrated Accounts as of January 31, 2025. Support for these types of accounts is still available for existing users.
Going forward, ArtCloud will only be supporting Stripe Standard integrated accounts.
Stripe Standard Integrated Accounts - Application Fee
For the convenience and support of integrated processing within the ArtCloud platform, ArtCloud charges the following application fee for each transaction, regardless of Card Present / Card Not Present status:
- Stripe Standard Application Fee is 0.30% application fee charged at the same time as the processing fee through your Stripe Standard account. This application rate is effective for all Stripe Standard integrated accounts as of November 15, 2022.
Stripe Standard customers can see the breakout of Stripe Processing Fee vs. ArtCloud Application fee in their Stripe Dashboard.
Stripe Express Integrated Accounts
Stripe Express, Card Not Present (CNP) Processing Fees:
This includes transactions where the user manually enters the card details into the ArtCloud platform without using an authorized Stripe Terminal reader, all marketplace, and all website orders.
- 3.20% + $0.30 USD for Visa, MasterCard, or Discover
- 3.35% + $0.30 USD for American Express
- International Cards may be processed at a higher rate
This only includes transactions where the physical card is read by the Stripe Terminal reader.
- 3.10% + $0.30 USD for Visa, MasterCard, or Discover
- 3.25% + $0.30 USD for American Express
- International Cards may be processed at a higher rate
Other important notes and terms:
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To avoid delays or limits to receive payouts, please link a bank account, not a debit card during the Stripe onboarding.
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Stripe Fees are non-refundable. Once payment has been processed, the payment can be refunded to the end customer, but Stripe will keep the fees from the initial processed payment (as calculated above). This will appear as a withdrawn fee on your Stripe Dashboard.
Affirm | Buy Now, Pay Later (via Stripe) - Processing Fees
- 7% flat rate on any sale
Learn more here.
Need Help?
If you need any clarification about which fees apply to you in your account, please reach out to ArtCloud Support at support@artcloud.com.